Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Quintessential Advisors
7810 McEwen Road, Suite D • Dayton, OH • 45459
Phone: 937-428-3300 • Fax: 937-428-9900
• jwilliams@quintadv.com

Securities offered through Registered Representatives of NFP Securities, Inc., (NFPSI) Member FINRA/SIPC .  

Investment Advisory Services offered through Investment Advisory Representatives of NFPSI.

NFPSI is not affiliated with Quintessential Advisors, Ltd.

This  site is published for residents of the United States only. Registered representatives and investment advisor representatives ofNFPSI may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFPSI Compliance Department at 512-697-6000.

NFPSI does not give tax or legal advice.